Mortgage in France > Guide > Steps to financing

Simple steps for arranging your french mortgage loan

GE Money Bank will show you how to finance your mortgage loan in France:

• Complete the online application form.

• When we receive it, we will contact you for quotation and give you a “response in principle” based on the information you gave us.

• We will send you back a loan request form to be completed and signed. In support of this form, and to carry out a thorough evaluation, we will also ask you to send us some documentation listed at the end of the mortgage application form (information on your personal situation, income, charges, current mortgages and loans, property assets…)

• After considering your file and the acceptance by GE Money Bank, we will forward a loan offer. This proposal is valid 30 days from the reception date.

• In accordance with the french law, you will have a cooling off period of at least 10 days to study our mortgage proposal. From the 11th day following the receipt of your mortgage loan offer, you can return it to us by post for acceptance.

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Please do not hesitate to contact one of our financial advisors.
Our objective: to help you to find the best mortgage loan solution for your needs

Credit acceptance rules: GE Money Bank reserves the right to verify all information and documentation provided by you. Non-standard requests may be subject to additional verification procedures. The purchase of a property through a loan (articles L 312-1 et seq. ff the Consumer Code) is dependant upon the acceptance of the loan by the lender. If a loan is not secured, the vendor must reimburse the purchaser with all payments that he/she already made. Once the loan offer has been received, the borrower has a 10-day cooling-off period before accepting the loan. No payment, whatsoever, can be requested from an individual borrower before obtaining one or several money loans. Your home may be repossessed if you do not keep up repayments on your mortgage. The Sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.