Mortgage in France > Guide > Steps to mortgage loan
Simple steps for arranging your French mortgage loan
- Fill in the online application form.
- We'll contact you to finalise the details to provide you with a personalised answer and then we will be able to give you a “response in principle”.
- We'll forward you your loan application request based on the information you provided. This document will be pre-printed with the information that you sent to us.
- Send back your loan application, signed and with all requested documents. To obtain a final answer quickly, please check that all requested documents are included.
- We'll give you a final answer after looking at your COMPLETE file. GE Money Bank reserves the right to verify all information and documentation provided by you. Non-standard requests may be subject to additional verification procedures. Then, based on acceptance by GE Money Bank, we send you a loan offer.
- After the 10-day cooling off period (under French law), you return to us the loan offer together with any complementary supporting documents which may be requested.
Please do not hesitate to contact one our financial advisors, using the contact or application forms on this site or at one of our branches. We want to work with you to find the best solution for your needs.
Credit acceptance rules: GE Money Bank reserves the right to verify all information and documentation provided by you. Non-standard requests may be subject to additional verification procedures. The purchase of a property through a loan (articles L 312-1 et seq. ff the Consumer Code) is dependant upon the acceptance of the loan by the lender. If a loan is not secured, the vendor must reimburse the purchaser with all payments that he/she already made. Once the loan offer has been received, the borrower has a 10-day cooling-off period before accepting the loan. No payment, whatsoever, can be requested from an individual borrower before obtaining one or several money loans. Your home may be repossessed if you do not keep up repayments on your mortgage. The Sterling equivalent of your liability under a foreign currency mortgage may be increased by exchange rate movements.