Insurance and health (AERAS) at GE Money Bank

For fix term consumer credits (except credits cards), you can apply for a Payment Protection Insurance (P.P.I)  without providing any information on your health condition (death cover only):

- if you are under 51 years old,

- if the total outstanding amount of your consumer credits is less than € 15 000,

- if the credit you want to be insured for has a maximum duration of 48 months.

For mortgage loans and home lending products, if your health declaration did not allow you to take the group contract, then, your request will be automatically raised to a specific medical center.
If at the end of this second analysis, you do not receive any insurance proposition, then, your application will be raised to a 3rd level set up of medical insurer experts. This final step concerns only the mortgage loan lower than € 300 000 and the customers aged of less than 70 years at the end of the loan.

If you want to learn more about the AERAS law (getting credit and insurance with a major health risk),
- visit the AERAS website: http://www.aeras-infos.fr/,
- or take a look at the AERAS mini-guide (in French).

GE Money Bank will support its customers during all the process, and will make sure that all its customers will received the more appropriate insurance proposition.