Credit acceptance rules

GE Money Bank reserves the right to verify all information and documentation provided by you.
Non-standard requests may be subject to additional verification procedures.
The purchase of a property through a loan (articles L 312-1 et seq. of the French Consumer Code) depends on the study and the acceptance of the loan by the lender.
Lender: GE Money Bank – Partnership Limited by Shares with capital of ? 594.078.024 - Corporate Headquarters: Tour Europlaza – 92063 Paris La Défense Cedex - FRANCE - Registered at the Nanterre Corporate and Trade Registry under # 784 393 340. Insurance registry under # 07 023 998, website: www.orias.fr.
If the purchase of the property is subject to a loan and this one is declined, the vendor must reimburse
all payments already made by the buyer. Upon receipt of a loan offer, there is a mandatory 10 day cooling-off period for the buyer. No payment whatsoever can be required from a private individual before one or more loans are granted.
YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
Our mortgage loans are in Euro currency, and reimbursement of your credit is in Euros. If Euro is not your National currency, the equivalent in your National currency of your liability under a Euro mortgage may be increased by exchange rate movements. Loans are secured by a mortgage on your property in France and are not regulated by the Financial Services Authority. Life Insurance will also be required. All Loans are Subject to Status and Valuation and are not Available to Persons Under the Age of 18. Written Quotations are Available upon Request.

If, despite our best efforts, we have not been able to bring you a satisfactory response, a team of professionals is available to answer any request. You may write to:
                                        GE MONEY BANK
                                Département Consommateurs
                                              API 24 D2
                                         Tour Europlaza
                                20, avenue André Prothin
                            92063 Paris la Défense Cedex

If no solution is found or if your request has not been answered within 2 months, you may resort to the ASF (French Financial Companies Association) mediation proceedings by contacting :

                           Monsieur le Médiateur de l'ASF
                                75854 PARIS CEDEX 17

GE Money Bank,  as a member of the ASF (French Financial Companies Association) has signed the Agreement on Amicable Recovery of Consumer Credit, an agreement which has been signed by most major consumer associations. Please follow this link to access the content of this agreement.